Fintech, lending and neobanks

A reason to open your app every week, not every month.

A gift card store inside your app. Users come back to shop the brands they already buy, not just to check a balance.

The fact
22% fewer

Fintech app installs in India fell 22% in 2025 and spend on acquiring users fell 42% (Fintech News).

Source: Fintech News, citing AppsFlyer · Published 31 Mar 2026 · Checked 12 Oct 2026

The problem

Users open the app,
then leave

  • Opened to pay, then closed

    Users open the app to pay or check a balance, then leave.

  • Every user matters more

    Acquisition budgets are shrinking, so every existing user matters more.

  • Cashback doesn't build habits

    Cashback trains users to chase the next offer elsewhere.

Use cases

Three reasons to
come back

01

Store tab

A full store in one tab, through the SDK.

02

Rewards for actions

A gift card instead of cash for completing KYC, a first investment or a referral.

03

Spend from balance

Users buy gift cards from their wallet or account.

Proof

What fintech apps
are seeing

#1

Most-used feature

One fintech app runs its rewards store on the Hubble SDK; it is the app's top-used feature.

2–5×

More transactions

Apps using Hubble's products have seen 2–5× more transactions from users of the Hubble rewards store.

3×

Weekly app opens

Users who shop the store open one fintech app 3× as often each week.

₹25 lakh

Gift cards a month

Users of one neobank buy about ₹25 lakh of gift cards a month in its store.

FAQ

Questions, answered

Will it clutter our app?
It lives in one tab or entry point you choose.
Can we reward specific actions?
Yes. Trigger a gift card from any event through the API.
How fast can we launch?
Under a week with the SDK, or a day with the API.
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